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This Korean website offers up sporty as well as super-current pieces with a feminine spin. And for sheer entertainment, every single item comes with 20 or so photos of adorable models making sassy poses for your perusal.

Two hours north of King of Prussia, “Up, Up and Away” is floating through the Schuylkill Mall as FYE, the CD and DVD retailer, prepares to close in five days. (Everything on sale! 30% TO 90% OFF!) Allen Reinert, an assistant manager, has 15 more minutes on his shift before he leaves the following day for Salem, Ore., where he’s going to work at another, hopefully better-off FYE.

Given the lack of ability to inspect merchandise before purchase, consumers are at higher risk of fraud than face-to-face transactions. When ordering merchandise online, the item may not work properly, it may have defects, or it might not be the same item pictured in the online photo. Merchants also risk fraudulent purchases if customers are using stolen credit cards or fraudulent repudiation of the online purchase. However, merchants face less risk from physical theft by using a warehouse instead of a retail storefront. Secure Sockets Layer (SSL) encryption has generally solved the problem of credit card numbers being intercepted in transit between the consumer and the merchant. However, one must still trust the merchant (and employees) not to use the credit card information subsequently for their own purchases, and not to pass the information to others. Also, hackers might break into a merchant’s web site and steal names, addresses and credit card numbers, although the Payment Card Industry Data Security Standard is intended to minimize the impact of such breaches. Identity theft is still a concern for consumers. A number of high-profile break-ins in the 2000s prompted some U.S. states to require disclosure to consumers when this happens. Computer security has thus become a major concern for merchants and e-commerce service providers, who deploy countermeasures such as firewalls and anti-virus software to protect their networks. Phishing is another danger, where consumers are fooled into thinking they are dealing with a reputable retailer, when they have actually been manipulated into feeding private information to a system operated by a malicious party. Denial of service attacks are a minor risk for merchants, as are server and network outages.

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Lest someone wonder, Would framing price as a moral dilemma be the ultimate pricing ploy?, the answer is no: 87 percent of customers chose the lowest price, Preysman reports. (Eight percent picked the middle price; 5 percent chose the highest.) The point, Preysman stresses, was to give customers a glimpse of how stuff gets made, how workers get paid, and other things not typically visible on a shoebox or a sweater tag.

Adobe Digital Insights publishes research on digital marketing and other topics of interest to senior marketing and e-commerce executives across industries. Research is based on the analysis of select, anonymous, and aggregated data from more than 5,000 companies worldwide that use the Adobe Digital Marketing Cloud to obtain real-time data and analysis of activity on websites, social media, and advertising.

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“This is a huge opportunity for retailers, who need to make sure their online experience delights customers and is able to handle the expected uplift in traffic during the November through December holiday period,” said Taylor Schreiner, principal analyst at ADI. “Consumers expect fluid experiences, and even a small hiccup could mean a lost sale.”

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